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Drafty Reviews

4.7 Rating 775 Reviews
94 %
of reviewers recommend Drafty
4.7
Based on 775 reviews
Customer Service
Communication Channels
Email, Telephone
Queries Resolved In
Under An Hour
Read Drafty Reviews

About Drafty:

Drafty is a flexible, easy-to-use alternative to loans, overdrafts and credit cards. Our line of credit offers a fresh perspective, helping you boost your finances while staying in control.

Representative 96.2% APR (variable).

We believe there is more to someone than just their credit score, meaning you can apply even if you have bad credit. If your application is approved, we’ll set a credit limit and you can withdraw up to that amount.

What makes a Drafty line of credit different? Well, you can reuse your credit line as much as you like without having to reapply each time. What’s more, you can repay a little extra anytime and you’ll save on interest – how good is that?

We’re fully regulated by the Financial Conduct Authority (FCA) and never offer our credit line to people if we think it will only make their financial situation worse.

Visit Website

Phone:

0203 695 8072

Email:

info@drafty.co.uk

Write Your review

Anonymous
Anonymous  // 01/01/2019
My good people avoid this company at all cost I have taken out £1000 loan with them biggest mistake of my life this company is run by thugs such high interest I'm paying more than £100 a month but still owe £800 even after about five months absolutely disgusting service they should be banned
Helpful Report
Posted 3 months ago
Was fantastic at first. Good service and money was available quickly. I had the account for over a year and each month paid what was required. Then they decided that I was in financial difficulty and suspended my account and increased my repayments by over 100%. They never spoke to me and it seemed a weird move if you considered me in financial difficulties to increase payments by so much. I went to the Financial Ombudsman and they upheld my complaint against then.
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Posted 2 years ago
Borrowed £1500 in March, I have made 6 monthly payments totalling £537 and to date I still owe £1257 gonna take me years to pay this off, never again.
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Posted 2 years ago
Been humiliated and embarrassed by this company. I was turned down for a line of credit (only needed £100 for a unexpected bill) and my friend was accepted (she has bad credit score) the only difference in the application was I work for the NHS and she works for a bank. They clearly discriminate against NHS staff. Avoid if you work for the NHS they will humiliate you
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Posted 2 years ago
Who thought of the silly name Drafty :) .........Sounds like somewhere Del Boy would use!
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Posted 2 years ago
Absolutely horrible company. They pray on people in need. Avoid at all costs and if you have been one of the unfortunate to take a loan out with this mob and can’t afford the disgustingly high apr go to the ombudsman and complain about them. When you ask for help they again take advantage of people who are struggling. Scum
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Posted 2 years ago
Simple application. Can't believe how quick the money went in to my account. The speediest money lending service I have ever used. The application was filled in, and the money in my account, by the time I had smoked a cigarette. My application was made through Clearscore.
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Posted 3 years ago
Constant reduction in credit limit makes it almost impossible to use. Waste of time.
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Posted 3 years ago
Very simple to use and pay back
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Posted 3 years ago
Good fast service
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Posted 3 years ago
Very easy to apply, straight forward application process
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Posted 3 years ago
Quick and easy with a decision within seconds
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Posted 3 years ago
Quick cash in a emergency
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Posted 3 years ago
I cannot believe how easy this was, easy but sensible and amounts that can be paid back. Unlike other types of lending this is not irresponsible.
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Posted 3 years ago
Very friendly staff
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Posted 3 years ago
Very quick and fast
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Posted 3 years ago
Great service money when needed brilliant
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Posted 3 years ago
Good fast service
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Posted 3 years ago
Very good and helpfull
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Posted 3 years ago
Great service
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Posted 3 years ago
Drafty is rated 4.7 based on 775 reviews