Drafty Reviews

4.6 Rating 780 Reviews

94 %

of reviewers recommend Drafty

Company Reviews

Metrics

Info

4.6

Based on 780 reviews

Customer Service
Communication Channels	Email, Telephone
Queries Resolved In	Under An Hour

About Drafty:

Drafty is a flexible, easy-to-use alternative to loans, overdrafts and credit cards. Our line of credit offers a fresh perspective, helping you boost your finances while staying in control.

Representative 96.2% APR (variable).

We believe there is more to someone than just their credit score, meaning you can apply even if you have bad credit. If your application is approved, we’ll set a credit limit and you can withdraw up to that amount.

What makes a Drafty line of credit different? Well, you can reuse your credit line as much as you like without having to reapply each time. What’s more, you can repay a little extra anytime and you’ll save on interest – how good is that?

We’re fully regulated by the Financial Conduct Authority (FCA) and never offer our credit line to people if we think it will only make their financial situation worse.

Visit Website

Phone:

0203 695 8072

Email:

info@drafty.co.uk

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Anonymous

Anonymous // 01/01/2019

Filter: Rated 1 None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

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Posted 1 week ago

“Scam broker!!! Withdrawals keep rejecting. I’ve sent lots of emails but they don’t respond. Their love chart is not active as well. The worst I’ve ever experienced.... All thanks to Mrs. Presley Jossie for helping me recover all the money which I invested including my profit, you can also contact them with the details below if you are a victim of a scam. Email::::: p r e s l e y j o s s i e @ g m a i l . c o m WhatsApp::::: + (1) 559-214-9914”

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Posted 3 weeks ago

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Posted 1 month ago

“Lost money to a crypto scam? Contact recovery team now at Francis*Olivia*7*71*@*gmail.*com to start your full refund process”

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Posted 1 month ago

“Boost your crypto trading skills! Recover from past losses or refine your strategy with expert guidance from tradecrypts .c o m.”

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Posted 1 month ago

“My good people avoid this company at all cost I have taken out £1000 loan with them biggest mistake of my life this company is run by thugs such high interest I'm paying more than £100 a month but still owe £800 even after about five months absolutely disgusting service they should be banned”

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Posted 9 months ago

“Was fantastic at first. Good service and money was available quickly. I had the account for over a year and each month paid what was required. Then they decided that I was in financial difficulty and suspended my account and increased my repayments by over 100%. They never spoke to me and it seemed a weird move if you considered me in financial difficulties to increase payments by so much. I went to the Financial Ombudsman and they upheld my complaint against then.”

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Posted 2 years ago

“Borrowed £1500 in March, I have made 6 monthly payments totalling £537 and to date I still owe £1257 gonna take me years to pay this off, never again.”

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Posted 2 years ago

“Been humiliated and embarrassed by this company. I was turned down for a line of credit (only needed £100 for a unexpected bill) and my friend was accepted (she has bad credit score) the only difference in the application was I work for the NHS and she works for a bank. They clearly discriminate against NHS staff. Avoid if you work for the NHS they will humiliate you”

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Posted 2 years ago

“Who thought of the silly name Drafty :) .........Sounds like somewhere Del Boy would use!”

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Posted 3 years ago

“Absolutely horrible company. They pray on people in need. Avoid at all costs and if you have been one of the unfortunate to take a loan out with this mob and can’t afford the disgustingly high apr go to the ombudsman and complain about them. When you ask for help they again take advantage of people who are struggling. Scum”

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Posted 3 years ago

“Constant reduction in credit limit makes it almost impossible to use. Waste of time.”

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Posted 3 years ago

“Automated phone service is impossible to use - constantly misdirects and when eventually getting through advises that payments can't be made over the phone”

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Posted 3 years ago

“Bullys Never again”

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Posted 3 years ago

“Nice and easy to get money but if you pay the minimum monthly you’ll never clear your balance, BE CAREFUL OF THIS”

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Posted 3 years ago

“Nice and easy to get money but if you pay the minimum monthly you’ll never clear your balance, BE CAREFUL OF THIS”

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Posted 3 years ago

“I have used this service many times, and eventually been contacted them saying my account has been suspended due to not paying back much of my account, when I did eventually pay them off in full I still got numerous emails regarding outstanding balance which was zero, I contacted them numerous times regarding this and still got numerous emails, I then replied to them saying if this is not resolved I will them report them to the ombudsman, then I I got a reply saying. Hello David, Thank you for your patience. When we set up Drafty accounts, we keep a close eye on things to make sure that we continue to make appropriate lending decisions. I’m sorry to tell you that based on the information we have looked at recently, we won’t be able to let you make any further draws on your Drafty account number 3736774. If you need any more help or information, the best way to talk to us is through our online chat service which you can get via our website. You can visit the ‘Contact Us’ section of our website at www.drafty.co.uk and send us a secure message. Regards, Drafty Customer Service Absolutely disgusting service Please don’t use them”

Helpful Report

Posted 4 years ago

“When i first applied, i got approved with an initial Drawn down Line. Straight after approval they then all of a sudden declined me?? After a very lengthy phone call this problem got resolved and i was able to use my account for maybe 3-4 months. Then without any reason my account got frozen. I always repaid on time, never any problems. Several emails sent, but this Company duly ignores your messages. Appaling Customer Service! AVOID! If there ever is any problem, you will NOT get it resolved with them! This past year, due to Covid, they have put Cash restrictions on Accounts aswell (even though my account was already frozen for no reason, so i couldn't use it anyway!). Today i've received an email that this restriction has now been removed and that i could use my available credit Limit on my account. But guess what...yes, my account is still frozen. I have almost repaid the little that i owed now, and will be happy to see the back of them! While this Drafty Line is a great Idea, it has been let down by the people that run it! AVOID AT ALL COSTS!”

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Posted 4 years ago

“My simple advice to everyone is to avoid this company. Everything about drafty is zero. It is easy to get the loan, however, they make ones life miserable. Customer service is the worst I have seen anywhere in the world. I regretted getting myself involved. Simply put, pathetic!”

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Posted 4 years ago

“Awful company. Due to Covid-19 I have issues making payment which I called weeks ago to resolve, but could not get through and was told in a voice mail to contact them via email. So sent them a message advising this. I got no reply at part from an auto response. Called again a few days later and same thing. So sent another message and included the original message. Meanwhile I kept getting emails advising I had missed payments. Got a default letter today and called and met with same response. No one it taking calls nor answering any messages. Shocking in light of what is happening around the world.”

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Posted 4 years ago

Drafty is rated 4.6 based on 780 reviews