Drafty Reviews

4.7 Rating 775 Reviews

94 %

of reviewers recommend Drafty

Company Reviews

Metrics

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4.7

Based on 775 reviews

Customer Service
Communication Channels	Email, Telephone
Queries Resolved In	Under An Hour

About Drafty:

Drafty is a flexible, easy-to-use alternative to loans, overdrafts and credit cards. Our line of credit offers a fresh perspective, helping you boost your finances while staying in control.

Representative 96.2% APR (variable).

We believe there is more to someone than just their credit score, meaning you can apply even if you have bad credit. If your application is approved, we’ll set a credit limit and you can withdraw up to that amount.

What makes a Drafty line of credit different? Well, you can reuse your credit line as much as you like without having to reapply each time. What’s more, you can repay a little extra anytime and you’ll save on interest – how good is that?

We’re fully regulated by the Financial Conduct Authority (FCA) and never offer our credit line to people if we think it will only make their financial situation worse.

Visit Website

Phone:

0203 695 8072

Email:

info@drafty.co.uk

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Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Got credit available but when try to draw on it say there any error over and over”

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Posted 7 years ago

“My account was suspended for no reason. When I phoned them they said it was system driven decision. I have available funds and haven't missed any payments. Not very impressed”

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Posted 7 years ago

“I kept getting refused by companies left right and centre as we only get benefits and around £100 in wages. Our benefits are military war pension so are around 300 a month. I applied as my husband can't work and I was offered £2k we only use what we need and it's so easy to pay back. You only pay what you can afford. I would recommend anyone who has money worries to use drafty.”

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Posted 7 years ago

“Super easy to apply and very fair rates. Thanks Drafty”

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Posted 7 years ago

“Well make sure you don't decide to get married while having an account with them cause they wont change your name and even if you get it changed on all your accounts and debit cards and you send them all the legal documentation their "system " will not accept it !! you will have to call in each month and make a phone payment rather than a quick on line payment!!!!! and this is 2017 !!!”

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Posted 7 years ago

“Very user friendly and sooo easy to pay and withdraw - fantastic”

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Posted 7 years ago

“Rubbish declined me when others accepted me i pay my bills on time.”

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Posted 7 years ago

“It's great, I can't get a loan anywhere and I like that when youpay some back every month it gives you the option to take more out without doing an application again”

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Posted 7 years ago

“What a very clever idea. Great idea about credit line. There if needed. Competitive interest rates and sure to blow many out of the water. Simple and easy to use.”

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Posted 8 years ago

“Honestly, i was that impressed i HAD to write a review. Definately better than your average payday loan crooks....Application was very easy and straight forward, the rates are impressive and the whole idea is fantastic. Thank you”

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Posted 8 years ago

“Superb idea easy and quick”

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Posted 8 years ago

“Perfect to know you have a credit line to borrow on instantly when you need to. Flexibility to make extra payments and knowing that you only pay a very competitive interest rate only on your outstanding balance.”

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Posted 8 years ago

“Very quick and easy to apply although I've not had any funds yet it's only been a couple minutes. Accepted me when other wouldn't. However I don't like the fact that you have to draw at least £50 straight away”

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Posted 8 years ago

“It just appeared so straightforward”

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Posted 8 years ago

“Well wow. Didn't hurt a bit x”

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Posted 8 years ago

“If I wwill”

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Posted 8 years ago

“I never expected it to be that easy . Thank you for such a service.”

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Posted 8 years ago

“It was quick and easy no question asked . I would tell all my friends if they need to borrow money to go to drafty .”

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Posted 8 years ago

“Very fast and easy to use”

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Posted 8 years ago

“Very quick and easy.”

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Posted 8 years ago

Drafty is rated 4.7 based on 775 reviews