Drafty Reviews

4.7 Rating 775 Reviews

94 %

of reviewers recommend Drafty

Company Reviews

Metrics

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4.7

Based on 775 reviews

Customer Service
Communication Channels	Email, Telephone
Queries Resolved In	Under An Hour

About Drafty:

Drafty is a flexible, easy-to-use alternative to loans, overdrafts and credit cards. Our line of credit offers a fresh perspective, helping you boost your finances while staying in control.

Representative 96.2% APR (variable).

We believe there is more to someone than just their credit score, meaning you can apply even if you have bad credit. If your application is approved, we’ll set a credit limit and you can withdraw up to that amount.

What makes a Drafty line of credit different? Well, you can reuse your credit line as much as you like without having to reapply each time. What’s more, you can repay a little extra anytime and you’ll save on interest – how good is that?

We’re fully regulated by the Financial Conduct Authority (FCA) and never offer our credit line to people if we think it will only make their financial situation worse.

Visit Website

Phone:

0203 695 8072

Email:

info@drafty.co.uk

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Anonymous

Anonymous // 01/01/2019

Filter: Rated 5 None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Quick, easy and clear instructions”

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Posted 6 years ago

“Very happy now I can use small amount to pay off my holiday thank you”

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Posted 6 years ago

“Very easy to apply, I like the fact that you have a credit limit but can draw as little or as much of that credit limit as you need at any one given time and are only charged on what you draw.”

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Posted 6 years ago

“Very easy process”

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Posted 6 years ago

“Drafty’ Aim is that I manage my account as affordable as I can. Am praying that’s the case as this is my first time, am yet to see the repayment plan. Hoping for happiness.”

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Posted 6 years ago

“Easy to use”

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Posted 6 years ago

“Thank you so much I can now be on track again”

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Posted 6 years ago

“Fantastic simple and effective my credit rateing is not great but this company excepted and a good decision they have made, very fast founds transfer and simple website to operate,”

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Posted 7 years ago

“Ever since I discovered drafty I've never turned anywhere else for a bit of extra cash if I need it. Absolutely love the easy to use draw down system, plus how fast the money is transferred to my account is amazing. Even the initial registration was easy and quick. I find the monthly repayments really affordable. Drafty are always there for emergencies and really feels like they have my back, especially when no other loan companies would help me out. Best loan company around by far.”

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Posted 7 years ago

“I kept getting refused by companies left right and centre as we only get benefits and around £100 in wages. Our benefits are military war pension so are around 300 a month. I applied as my husband can't work and I was offered £2k we only use what we need and it's so easy to pay back. You only pay what you can afford. I would recommend anyone who has money worries to use drafty.”

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Posted 7 years ago

“Super easy to apply and very fair rates. Thanks Drafty”

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Posted 7 years ago

“Very user friendly and sooo easy to pay and withdraw - fantastic”

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Posted 7 years ago

“It's great, I can't get a loan anywhere and I like that when youpay some back every month it gives you the option to take more out without doing an application again”

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Posted 8 years ago

“What a very clever idea. Great idea about credit line. There if needed. Competitive interest rates and sure to blow many out of the water. Simple and easy to use.”

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Posted 8 years ago

“Honestly, i was that impressed i HAD to write a review. Definately better than your average payday loan crooks....Application was very easy and straight forward, the rates are impressive and the whole idea is fantastic. Thank you”

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Posted 8 years ago

“Superb idea easy and quick”

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Posted 8 years ago

“Perfect to know you have a credit line to borrow on instantly when you need to. Flexibility to make extra payments and knowing that you only pay a very competitive interest rate only on your outstanding balance.”

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Posted 8 years ago

“Very quick and easy to apply although I've not had any funds yet it's only been a couple minutes. Accepted me when other wouldn't. However I don't like the fact that you have to draw at least £50 straight away”

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Posted 8 years ago

“Well wow. Didn't hurt a bit x”

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Posted 8 years ago

“It was quick and easy no question asked . I would tell all my friends if they need to borrow money to go to drafty .”

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Posted 8 years ago

Drafty is rated 4.7 based on 775 reviews